Health Insurance Essentials 101

Learn the essentials of health insurance coverage and its importance.

Understand the Coverage

Health insurance is a contract where you pay a premium, and the insurer covers your medical costs. It's crucial to understand your plan's terms, benefits, and limitations to fully utilize it.

Types of Plans

Familiarize yourself with different types of health insurance plans, such as Individual, Family Floater, Senior, Group, Critical Illness, and Accident plans.

Know Your Network

Health plans have networks of doctors, hospitals, and clinics. Ensure you go through it in detail, as services at out-of-network hospitals can be expensive.

Understanding Premiums

A premium is a monthly payment for your health insurance. Be sure to compare the premiums of different providers.